Legal Disclaimer

BY ACCESSING THIS WEB SITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THE WEB SITE.

Choice of Law; Jurisdiction

Any dispute arising in connection with this web site shall be governed by the laws of the state of New York without reference to its choice of law or conflicts of laws principles. The courts of the state of New York shall have exclusive jurisdiction to settle any dispute that may arise out of, under or in connection with this web site or these terms and you consent to the personal jurisdiction of those courts for purposes of litigating any such action. Credit Suisse Asset Management, LLC ("CSAM"), Credit Suisse Funds and other investment vehicles managed by CSAM and their affiliates shall retain the right to bring proceedings in any other competent forum.

Composite Performance

A full product performance presentation for each asset class in compliance with The Association for Investment Management and Research - Performance Presentation Standards ("AIMR-PPS") is available upon request and attached on the respective page describing that asset class. The performance results for investment advisory composites are based on the CSAM composite for the asset class described and are for supplemental purposes only. Composite performance is presented gross and net of investment advisory fees (custody fees are not deducted). CSAM's standard advisory fees are described in Part 2 of its Form ADV. Some composites may include one or more investment companies, for which the net asset value returns are adjusted by deducting annual fees and expenses evenly on an ongoing basis. Composite results are asset weighted and expressed in U.S. dollars. Account performance is calculated using a time weighted methodology. Returns are historical and past performance is no guarantee of future results and individual client results will vary.

Confidentiality

Materials provided on this web site are for your personal and private use only and are not for any public redistribution.

Indexes

Comparative indexes are unmanaged, do not reflect the payment of advisory fees and other expenses associated with an investment and may not reflect the reinvestment of dividends. Investors cannot invest directly in an index.

Informational Purposes Only

The content presented is for informational purposes only. It is not intended to reflect a current or past recommendation, investment, legal, tax or accounting advice of any kind, or a solicitation of an offer to buy or sell any securities or investment services. Except as otherwise specified, any companies, sectors, securities and/or markets discussed are solely for illustrative purposes regarding economic trends and conditions or investment process and may or may not be held by Credit Suisse Funds or other investment vehicles or accounts managed by CSAM or its affiliates. Returns are historical and past performance is no guarantee of future results and individual accounts and results will vary.

Linked Sites

CSAM has not reviewed or approved any sites linking to this web site. We do not endorse or take responsibility for any web sites linking to this site or any links from this site or any products or services provided or offered on such sites. Using links from this web site is at your own risk.

No Warranty; No Liability

THIS WEB SITE AND INFORMATION ARE PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS WITHOUT EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. CSAM DOES NOT WARRANT THAT THIS WEB SITE WILL MEET YOUR NEEDS OR THAT IT WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE. CSAM, CREDIT SUISSE FUNDS AND OTHER INVESTMENT VEHICLES MANAGED BY CSAM, THEIR AFFILIATES, THIRD PARTY LICENSORS AND/OR PARTNERS WILL NOT BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, TRADING LOSSES OR LOST PROFIT, ARISING FROM YOUR USE OR INABILITY TO USE THIS WEB SITE OR ANY OF ITS CONTENTS.

No Suitability; No Guarantees

CSAM and Credit Suisse Funds and other investment vehicles managed by CSAM and their affiliates and third party partners provide no determination of suitability or assurances or guarantees regarding the performance of any investment.

Non-U.S. Affiliates/Employees

Information may refer to CSAM and its global affiliates. Advisory services of affiliates and their investment professionals that are not properly registered are not offered hereby.

Ownership of Site and Intellectual Property; Third-Party Partners

This web site and all its contents are owned by or licensed to CSAM. CREDIT SUISSE FUNDS, CREDIT SUISSE GROUP, CREDIT SUISSE, CREDIT SUISSE FIRST BOSTON and CREDIT SUISSE ASSET MANAGEMENT are registered trademarks and service marks of CREDIT SUISSE GROUP or its licensor. Other phrases contained on this web site may be subject to additional intellectual property protections. Nothing on this web site shall be construed as granting any license or right to use any image, trademark, service mark or logo on the site. No act of downloading or otherwise copying from the web site will transfer title to any software or other material to you. The content of this web site is subject to copyright and other property protections of CSAM, or its affiliates or third party licensors or partners, with all rights reserved.

Representative Account Characteristics

Examples may refer to representative accounts and are provided for illustrative purposes only. Characteristics and performance of individual client accounts will vary, and no assurances are provided regarding future performance or results. These materials contain no recommendation to buy or sell or a solicitation of an offer to buy or sell any securities or adopt any investment strategy. The information and investment views presented on this web site may change at any time without notice and should not be relied upon. Results are historical and past performance does not guarantee future results and individual client results will vary.

Representative Client List

Listed entities represent companies well known to the public. This list does not represent an endorsement of CSAM or the advisory services or investment products it provides.

Risk Considerations

Investing entails risks, including possible loss of principal. There are also special risk considerations associated with international and global investing (especially emerging markets), small-company investing, single-industry funds or investment strategies, single-country or regional funds or investment strategies, or other special, aggressive or concentrated investment strategies, such as the use of leverage or derivatives. Past performance cannot guarantee future results.

Sources of Information

The information discussed has been prepared on the basis of publicly available information, internally developed data and other third party sources believed to be reliable. No assurances are provided regarding the reliability of such information. All opinions and views constitute judgments as of the date of writing, are subject to change at any time without notice and do not contain any securities recommendation.

Tools

The use of tools does not guarantee investment performance.

U.S. Persons Only

Shares of Credit Suisse Funds and Credit Suisse Institutional Funds or other products and services of CSAM are intended to be made available only to persons in the United States or those persons in jurisdictions where CSAM is licensed and/or registered to provide such products and services, and the information regarding Credit Suisse Funds, Credit Suisse Institutional Funds and CSAM is only for such persons. Nothing on this site shall or any linked sites shall be considered a solicitation to buy or sell or an offer to buy or sell services or securities to or from any persons in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful in such jurisdiction.

Password Security

If you have a password for access to non-public areas of this web site, you are solely responsible for all activities that occur in connection with your password.

Limitation of Liability

CSAM will not be liable to you for any loss resulting from a cause beyond our direct control, including failure of electronic or mechanical equipment or communication lines, unauthorized access, viruses, theft, war, terrorist acts or extraordinary weather.

Severability

If a court of competent jurisdiction deems any provision unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.

MUTUAL FUND INFORMATION

Shares of Credit Suisse Funds and Credit Suisse Institutional Funds are currently offered only in the U.S. and are not registered for sale in any other jurisdiction. Fund shares are not deposits or other obligations of CSAM or any affiliate, are not FDIC-insured and are not guaranteed by CSAM or any affiliate. Fund investments are subject to investment risks, including possible loss of your investment. There are also special risk considerations associated with international, global, emerging-market, small-company, high-yield debt, single-industry, single-country and regional funds and other special, aggressive or concentrated investment strategies, such as the use of leverage or derivatives. Past performance cannot guarantee future results.

Read the Fund Prospectus

Materials relating to Credit Suisse Funds and the Credit Suisse Institutional Funds should be read in conjunction with a fund prospectus, available through this web site, which describes charges, expenses and risks. Read it carefully before any investment.

Fund Performance

Returns are historical and past performance is no guarantee of future results. Except for the money-market funds, which seek to maintain a constant net asset value of $1 per share, returns include change in share price and reinvestment of dividends and capital gains; returns, share price and yield will fluctuate; and redemption value may be more or less than original cost. Investments in the Credit Suisse Funds and the Credit Suisse Institutional Fund are neither insured nor guaranteed by the U.S. government or any other party. For the money-market funds, the funds' yield will fluctuate, and effective yield assumes reinvested income. There can be no assurance that the money-market funds can maintain a constant net asset value.

Money Market Funds

Although the Credit Suisse money market funds seek to maintain a constant net asset value of $1 per share, it is possible to lose money by investing in these funds. An investment in these funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency.

Waiving Fees and Expenses

From time to time, the investment adviser, co-administrators and/or other service providers may waive some fees and/or reimburse some expenses on certain funds, without which performance would be lower. Waivers and/or reimbursements are subject to change.

Taxes

Mutual fund investors may receive taxable dividends and capital-gain distributions. Your tax obligation may affect the after tax returns realized from your mutual fund investment. Please consult your tax advisor concerning your particular tax situation. Materials or information concerning estimated year-end dividends and distributions for the Credit Suisse Funds and Credit Suisse Institutional Funds are available through this web site or by calling (800) 577-2321.

PRIVACY POLICY NOTICE

CSAM is committed to maintaining the privacy of every current and prospective customer. We recognize that you entrust important personal information to us, and we wish to assure you that we take seriously our responsibilities in protecting and safeguarding this information.

In connection with making available investment products and services to current and potential customers, we may obtain nonpublic personal information about you. This information may include your name, address, e-mail address, social security number, account number, assets, income, financial situation, transaction history and other personal information.

We may collect nonpublic information about you from the following sources:

  • Information we receive on applications, forms, questionnaires, web sites, agreements or in the course of establishing or maintaining a customer relationship; and
  • Information about your transactions with us, our affiliates, or others.

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except with your consent or as otherwise permitted by law. In cases where we believe that additional products and services may be of interest to you, we may share the information described above with our affiliates. We may also disclose this information to firms that perform services on our behalf. These agents and service providers are required to treat the information confidentially and use it only for the purpose for which it is provided.

We restrict access to nonpublic personal information about you to those employees, agents or other parties who need to know that information to provide products or services to you or in connection with your investments with or through us. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Note: This Notice is provided to clients and prospective clients of Credit Suisse Asset Management, LLC, CSAM Capital Inc., and Credit Suisse Asset Management Securities, Inc., and shareholders and prospective shareholders in Credit Suisse Asset Management, LLC sponsored and advised investment companies, including Credit Suisse Funds, and other consumers and customers, as applicable. This Notice is not intended to be incorporated in any offering materials but is merely a statement of our current Privacy Policy, and may be amended from time to time upon notice to you.

Legal Disclaimer